you need to re-consider using a small credit card. This springs from the fact that the small credit cards generally carry a lower APR as compared to the personal ones. So it makes more sense to make your spends on your small credit cards. Moreover, the small credit cards also carry a reduced or no annual fee on them.

Also, the customer query resolution and support services are much better with the small credit cards than with the personal credit cards. The credit card companies always give preferential treatment to the small credit card customers. This is owing to the simple fact that small owners are much bigger consumers of such services than the personal credit cards. Obviously, the needs of an enterprise are expected to be more than those of an individual. Moreover, if the grows, it might create more customers for the credit card company (e.g. in the form of corporate credit cards).

There are times when one requires quick money for a short period of time. This can be due to some immediate purchase requirements which you are ultimately going to invoice your client to or some other unplanned/emergency expenses. In most of the cases you have a visibility of a month or so in which you are expecting your invoices to clear. Having the small credit card can be more beneficial in such cases (as compared to a personal credit card).

Moreover, as with personal credit cards, the small credit cards can also help in building your business’ credit rating. So when it comes to getting a loan for expansion, you at least have something to show for the credit rating.
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