by liquidating the assets.

If you need start-up funds for other items that have no asset value then you normally have to put up security to be able to acquire the loan.

Growing Your Business

Growing your can be difficult if you try to grow too much too quickly. This is because expansion is time and money intensive. If executed incorrectly, it can be expensive. Business lenders realise this and are wary about expansion plans. However, you can normally obtain an expansion loan if you have:

A detailed marketing plan
A plan highlighting your program
Security to offset the loan
By offering to the lender a blueprint of your plans, including figures, research and market testing then you stand a very good chance of securing a loan for growth. If you have an asset base underpinning your application then your approval is likely.

Niche Opportunities

If an opportunity arises that is too good to pass up then lenders can give you quick access funds if necessary. A typical example of a niche opportunity would be when the Olympics came to Sydney in 2000 there was an opportunity for hoteliers to lease more hotel space as occupancies were guaranteed to be high. This was an opportunity that could generate massive income but was only available for a finite time. Business lenders like this sort of opportunity as there is little risk for them, especially if you are low credit risk.

Business lenders are in the of lending you money. They will find reasons to lend you money, only you can find reasons to prevent them.


180 Business Loans are an Australian business financier that provides cash flow solutions to businesses experiencing financial difficulties. You can find out more at www.180businessloans.com.au